Which factor is NOT typically a concern for caregivers in their finances?

Investing in stocks is not typically a concern for caregivers in their finances because caregivers usually focus on immediate needs rather than long-term investment strategies. Their primary financial responsibilities often revolve around ensuring basic living expenses are met. This includes covering daily food expenses, paying bills, and managing educational training costs, which are all direct and essential aspects of caregiving. In contrast, investing in stocks is generally more associated with wealth accumulation and financial growth strategies that may not align with the immediate and pressing financial obligations caregivers face. Caregivers are often motivated by the need for stability and security in their daily lives rather than speculative investments.